Plan money from the future

Mirai Shushi

NEW · ver4.1.0

Your future and shared money, in one clear view.

See what is safe to spend after upcoming income and bills. Keep personal money private while sharing only the accounts, cards and plans your family needs.

Free plan: up to 1,000 transactions · In-app purchases · iPhone, iPad, and Mac

Future balance

One clear view

Not just a record of the past. A clearer way to decide what comes next.

See what is safe to spend after upcoming income and bills. Keep personal money private while sharing only the accounts, cards and plans your family needs.

Signature feature

See what is safe to spend—not only what is in your account.

Starting from your current balances, Mirai Shushi applies upcoming income and expenses by date and finds the lowest projected balance.

Future balance

How it works

Not just a record of the past. A clearer way to decide what comes next.

01

Add what is coming

Enter salary, rent, card payments, bills and planned purchases.

02

See the balance ahead

Plans are applied in date order to calculate the balance after every event.

03

Decide for today

Use the lowest projected balance as a practical safe-to-spend guide.

Supporting features

Everything connected to one future view.

Accounts, cards, upcoming transactions and everyday planning work together.

01

Share only the money you manage together.

Create groups for family or partners and sync accounts, cards, transactions, tags, budgets and savings through Apple CloudKit. Personal data stays personal.

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02

Accounts and cards together

See current balances, card usage, limits and upcoming payments in one place.

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03

Project your balance from upcoming plans

See the expected balance after each future income or expense and spot the first shortfall.

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04

Record without the guesswork

Enter amount, name, date and payment method on one clear screen.

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